Samit Ghosh is the Founder of Ujjivan Small Finance Bank Ltd. & Ujjivan Financial Services Ltd., a microfinance institution serving over a million urban and semi-urban poor across 20 states in India.<br><br>An MBA graduate from Universtity of Pennsylvania - The Wharton School, he was a career banker for 30 years for fims like Bank Muscat, HDFC Bank, Standard Chartered Bank, CitiBank and Arab Bank.<br>